Here are 25 easy ways to save money and improve your budget. Saving money may not be as hard as you think. Give those a try.
- Write down your financial goals
- Put saving an emergency fund as a high priority
- Track what you spend on and how much you spend
- Make Staycation as one of your options when making vacation plan
- Skip the drinks, and instead, ask for water in a restaurant
- Bring your own lunch to work
- Use a shopping list for grocery shopping
- Make your own coffee
- Check your local library before ordering a book
- Use cloth napkins rather than paper napkins
- Never waste food
- Make your own gifts and greeting cards instead of buying those from stores
- Sell your unwanted stuff on Craigslist, Ebay or in a yard sale
- Unplug electronics when they are not in use
- Purchase store brand products
- Shop with coupons and/or when products are on sale
- Compare insurance options and shop for better deals
- Hang your clothes dry instead of using the dryer
- Cancel gym memberships if not frequently used
- Take public transportation or bike instead of driving
- Buy in bulk (and then split with friends and share costs if possible)
- Check free or low cost local events (e.g., free museum admission, free concerts)
- Use cash-back programs, such as Ebates and Upromise
- Combine multiple errands into one trip
- Take shorter showers-try 5-minute shower to save money and water
